i am a thirty-nine years old male Nigerian from edo state.i am an (HND) graduate in business administration and management .i served in 1998/99 service year.but till today i have not found any job.i love creative writing but i lack money for publishing.i have just recently found teaching in private school with a stipend of just N15,000.i am determined to get a job correlating with my qualifications because there is no job security in private school jobs besides poor pay. Now,having lost out again in private school teaching,the question now arises :is there any known technique to apply in order to attain decent and secured job or business to improve the standard of life.Specifically,what technique is there to apply to achieve material success.